In 2025, Kansas became one of the 19 states with online verification of insurance for passenger vehicles. Kansas’ law, effective July 1, 2025, includes many features suggested in the model Auto Liability Motor Vehicle Insurance Verification Act (Model Act) dated December 5, 2024, developed by the Insurance Industry Committee on Motor Vehicle Administration (IICMVA).
This memorandum summarizes features of state laws authorizing and related to online verification generally following the structure of 2025 SB 42 Sections 1 through 10 as enacted, the Kansas Real Time Motor Vehicle Insurance Verification Act (Kansas Act). In several sections, it is divided into subsections not present in the Kansas Act. The memorandum uses the term “insurance” to refer to all types of motor vehicle liability insurance or other security provided for vehicles. State laws vary widely in level of specification, with the Kansas Act among those generally leaving implementation to a state agency and other states’ laws providing specific statutory direction to the agency on implementation.
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